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Did You Know?

Farmers State Bank is a member of the FDIC -- short for the Federal Deposit Insurance Corporation, an independent agency of the United States Government. The FDIC protects you against the loss of your insured deposits and is backed by the full faith and credit of the United States Government.

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Member FDIC

Deposit Accounts

Writing check

Farmers State Bank is a full service bank with a complete line of deposit products to suit your needs. Whether you've just started saving for college, need a checking account with automatic debit capabilities or are a small business owner looking for a business debit card, we can meet your needs. For specific information about these services and more, click on the menu items at left.

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Temporary Liquidity Guarantee Program

Transaction Account Guarantee Program
Farmers State Bank is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through December 31, 2010, all non-interest bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. While certain low interest bearing NOW accounts are eligible for the guarantee under the Transaction Account Guarantee Program, NOW accounts that currently earn interest at an annual rate in excess of 0.25% or that could earn interest at an annual rate in excess of 0.25% before December 31, 2010 are not eligible for the guarantee under the program. Farmers State Bank offers some NOW accounts, such as the Premium NOW account, that are not eligible for the guarantee under the program. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules.