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Personal Checking Account

All monthly maintenance and activity fees are waived for your personal checking account if the primary user of the account meets any one of the following criteria:

There is no charge for the bank to safekeep images of your checks.

Image statements can be returned with your monthly statement for a fee of $3.75 per month. Variations on the number of images per page and inclusion of the backs of the checks are options available for an additional $1.50 per month for each option.

Basic Checking Account

Monthly Maintenance Fee: $3.50.

Activity Charges: 20 cents per check.

These charges will be waived if a minimum balance of $300 is maintained in the account for the entire statement cycle.

There is no charge for the bank to safekeep images of your checks.

Image statements can be returned with your monthly statement for a fee of $3.75 per month. Variations on the number of images per page and inclusion of the backs of the checks are options available for an additional $1.50 per month for each option.

Effective February 1, 2009