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Did You Know?

A credit score is a number used to make a decision on a loan or other credit. Your credit score is most influenced by your payment history and the amount of your debt. Since your credit score is highly dependent on your credit report, it is critical that your credit report is accurate. Having good credit and using it wisely are more important than ever these days.

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Home Equity Loans

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A Home Equity Line of Credit is an excellent way to leverage your home ownership so you can afford those purchases of your dreams. You decide when and how much to borrow by writing a check against your line, and the interest may be deductible on your federal tax return (check with your tax professional to be sure). Some common purposes for a home equity line are:

Almost any purpose is the right purpose to have a home equity line of credit. We believe the loan process can be made easier and more personal by contacting you directly prior to requiring your completion of a formal written loan application. Simply submit a loan inquiry and provide us with the limited information requested there, and we will contact you at your convenience to get started.