Home Mortgages
If your financial plans include borrowing money for the purpose of building, owning, renting, selling, accessing equity in, or refinancing a residence of any type, we have a loan to meet that need. Subject to approved credit we finance:
- Construction - Owner or contractor built, modular, manufactured, stick built.
- Vacant Land - Building site, recreational, agricultural, commercial.
- Home Purchase - Low down payment, interest only, fixed or variable rate.
- Manufactured Housing - Construction, purchase, or refinancing.
- Second Homes - Anywhere in the state if your primary residence is in our market area.
- Rental Homes - Owner occupied or not.
- Second Mortgages - Equity in your home can become cash in the bank.
- Low Down Payment - Just starting or leveraging your cash flow.
- Fixed Rates and other innovative loan structures - we will do our best to offer a loan product that best suits your financial situation.
- Reverse Mortgage - Enables seniors to tap into the equity of their homes without having to sell their homes.
We believe the loan process can be made easier and more personal by contacting you directly prior to requiring your completion of a formal written loan application. Simply submit a loan inquiry and provide us with the limited information requested there, and we will contact you at your convenience to help you get started. Your loan approval may be only a "click" away.
Download Loan Application
