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Did You Know?

By using the equity in your home, you may qualify for a loan, to use how you choose, at an interest rate that is relatively low. Furthermore, under the tax law--depending on your specific situation--you may be allowed to deduct the interest because the debt is secured by your home. If you are in the market for credit, a home equity line may be right for you.

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MSHDA

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Farmers State Bank is an experienced participating lender of the Michigan State Housing Development Authority (MSHDA) mortgage home ownership programs. If you are interested in obtaining a MSHDA mortgage, call us and we can explain the different programs and determine if you meet the household income guidelines, property eligibility and credit requirements.

Download a MSHDA brochure