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Since all of our decisions are made locally, your loan request won't have to pass through a long approval process. Local ownership and a staff of experienced loan officers allow us to get the answers you want as quickly as possible, without the bureaucracy you'll find at bigger banks.

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MSHDA

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Farmers State Bank is an experienced participating lender of the Michigan State Housing Development Authority (MSHDA) mortgage home ownership programs. If you are interested in obtaining a MSHDA mortgage, call us and we can explain the different programs and determine if you meet the household income guidelines, property eligibility and credit requirements.

Download a MSHDA brochure