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Did You Know?

A credit score is a number used to make a decision on a loan or other credit. Your credit score is most influenced by your payment history and the amount of your debt. Since your credit score is highly dependent on your credit report, it is critical that your credit report is accurate. Having good credit and using it wisely are more important than ever these days.

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MSHDA

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Farmers State Bank is an experienced participating lender of the Michigan State Housing Development Authority (MSHDA) mortgage home ownership programs. If you are interested in obtaining a MSHDA mortgage, call us and we can explain the different programs and determine if you meet the household income guidelines, property eligibility and credit requirements.

Download a MSHDA brochure