Online Banking Login

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Of the two-thirds of online adult Americans, 55 percent access the Internet from home, while 30 percent surf at work.

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Online Security Tips

As part of Farmers State Bank's commitment to providing a secure Online Banking environment, we are providing you with tips to help you protect your computer and your personal information when you are banking online.

Your Passcode Responsibilities

Because your Passcode is used to access your accounts, you should treat it as you would any other sensitive personal data.

If you believe that your passcode or other means to access your account has been lost or stolen or that someone may attempt to use the Online Banking service without your consent or has transferred money without your permission, you must notify us at once by calling 517-596-2311. You can also contact us by sending a secure message through the Online Banking service.

If you or your authorized users disclose your passcode to anyone, and/or if you allow someone to use your passcode to access your accounts, you are authorizing them to act on your behalf and you will be responsible for any use of the Online Banking service by them.

Operating Systems

Keep your computer operating system up to date. Older computer operating systems (e.g. Windows 98) may not offer the same level of protection as newer systems (e.g. Windows Vista, Windows 7, Mac OS 10 or higher). System manufacturers provide frequent updates to make your system more secure. There are a number of ways to access these updates such as through email, via your Internet connection, or visiting the manufacturer's website. It is very important to apply these updates to your system as they become available.

Web Browsers

Just as in the case of operating systems, older versions of web browsers may not offer the same level of protection as newer versions. We recommend you periodically update your web browser for critical security related patches. We recommend use of the most current, fully patched, versions of Internet browsers for accessing Online Banking (i.e Internet Explorer, Firefox).

Personal Firewalls

We recommend you use a firewall product (hardware and/or software), especially if you have a broadband Internet connection such as DSL or cable modem. Check to see if your operating system already includes a firewall prior to purchasing a separate one.

Anti-virus Software

Commercially available virus protection software helps reduce the risk of contracting computer viruses that can compromise your security. These programs offer continuous upgrades in response to the latest virus threats.

Routinely scan your computer, servers, and electronic media using a virus detection product. Undetected or un-repaired viruses may corrupt and destroy your programs, files, and even your hardware. Additionally, you may unintentionally transmit a virus to other computers.

Spyware and Adware

Spyware and adware are programs that look in on your Web viewing activity and potentially relay information to a disreputable source. Undetected spyware may allow a third-party to capture your keystrokes, thereby obtaining access to your Access ID and Passcode.

Routinely scan your computer using reliable spyware and adware detection products.

Additional Security Guidelines: