Online Banking Login

Did You Know?

All FDIC-insured banks must meet high standards for financial strength and stability. The FDIC, with other federal and state regulatory agencies, regularly reviews the operations of all insured banks to ensure these standards are met. Since the start of the FDIC in 1933, no depositor has ever lost a penny of insured deposits.

Use your smartphone to access your online banking Farmers State Bank accounts.

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Miscellaneous Fees

Non-Sufficient Fund related fees are set to discourage overdrafts.


Paid Overdraft of Checking Account or Non-Sufficient Funds check returned $0.00 - $999.00 $30.95
$1,000.00 - $2,499.99 $35.95
$2,500.00 & Over $40.95
Account has a continuing negative balance after 3 days $5.95/day
Locking Night Deposit Bag $15.00 each
Non-Locking Night Deposit Bag $3.00 each
Single stop payment fee $30.95 each


Non-sufficient funds check returned $30.95
Overdraft of checking account $30.95
Account has a continuing negative balance after 3 days $4.95/day
Deposited item - returned $9.95
Single Stop payment $30.95
Recurring Pre-authorized Stop Payment $35.95
Special Statement $5.00 - $7.00
Statement balancing and record search $30.00/hour

Online Banking

Online BillPay Service $6.95 per month up to 15 bills, $.55 each thereafter

Effective 2/01/2015