If your financial plans include borrowing money for the purpose of building, owning, renting, selling, accessing equity in, or refinancing a residence of any type, we have a loan to meet that need. Subject to approved credit we finance:
- Construction - Owner or contractor built, modular, manufactured, stick built.
- Vacant Land - Building site, recreational, agricultural, commercial.
- Home Purchase - Low down payment, Rural Development, FHLMC, FHA, VA, MSHDA and other options available. We'll work with you to find the right loan for your needs.
- Manufactured Housing - Construction, purchase, or refinancing.
- Second Homes - Anywhere in the state if your primary residence is in our market area.
- Rental Homes - Owner occupied or not.
- Second Mortgages - Equity in your home can become cash in the bank.
- Low Down Payment - Just starting or leveraging your cash flow.
- Fixed Rates and other innovative loan structures - we will do our best to offer a loan product that best suits your financial situation.
We believe the loan process can be made easier and more personal by contacting you directly prior to requiring your completion of a formal written loan application. Simply submit a loan inquiry and provide us with the limited information requested there, and we will contact you at your convenience to help you get started.