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Effective Monday, March 16, 2020, we ask that our customers use our online and mobile banking options, as well as our ATMs, phones, and drive-up locations in Munith, Stockbridge, and Grass Lake, MI. We will still have normal banking hours but our lobbies will be closed until further notice. Call 517-985-1062 for more information.

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Online Privacy Policy

Farmers State Bank of Munith recognizes the importance our customers place on the privacy and security of their personal information. Our goal is to protect your personal information in every way that we interact with you, whether it's on the telephone, in our lobby, at one of our ATMs, or on the Internet. While our privacy policies are the same whether you are online or not, we have extra measures in place to protect your privacy when you bank online with Farmers State Bank of Munith.

We think it is important for you to be informed of the policies, procedures, and security measures we have in place to safeguard your personal and confidential information. With that in mind, we have developed this policy to help you to understand the steps we take to protect your personal information when you utilize our Internet services.

This institution may utilize the services of third party providers to assist us in providing online services, such as website hosting, Online banking, bill payment, and aggregation services. These third party providers are referred to within this policy as "service providers".

Information Collected on the Internet

As part of providing online financial products or services, we may obtain information about our customers and website visitors from the following sources:
  • Information we receive from you on applications, emails, or other forms;
  • Information about your transactions with this institution and our affiliates;
  • Information we receive from a consumer-reporting agency; and
  • Information that is generated electronically when you visit our website; and
  • Information that is generated electronically when you use our Online banking or mobile services.
Service providers hosting our website and our Online banking service may collect general information on our website visitors simply to help us provide banking and other financial services to you online. They collect the following information on our behalf for security and statistical purposes:
  • The Internet address (referral site) which brought you to our website;
  • The date and time you access our site;
  • The name and version of your web browser;
  • The Internet service provider you used when you accessed our site;
  • Your Internet Protocol (IP) address; and
  • The pages visited in our website.

Our service providers may use cookies to collect some of the above information. They may also use cookies for security purposes within our Online banking product. Additionally, cookies may be used for customization and personalization of our website.

Additional information about IP addresses and cookies are provided below.


If you have any questions about our privacy policy or concerns about our privacy practices, please contact us at 517-985-1062 or send us a message.

Effective Date: September 6th, 2005

Fair Credit Reporting Act

Fair Credit Reporting Act Notice

We may share all or portions of customer information collected with affiliate companies in our organization. By sharing information about your accounts and relationships among our family, we can save you time and money. It will also be easier for you to access the wide range of products that we offer. You should know, however, that the law permits you to direct us NOT to share certain information with affiliate companies in our organization. If you prefer that we not disclose nonpublic personal information about you to our affiliates, you may opt out of those disclosures. That is, you may direct us NOT to make disclosures (other than those disclosures permitted by law). If you wish to opt out of disclosures to our affiliates, you may call us at 517-985-1062 or send us a message.